Credit Completion
Free Credit Completion calculator with clear step-by-step results.
About Credit Completion
Divides the credits you still need by the credits you actually complete each term - enrolled credits multiplied by your pass rate - rather than by enrolled credits alone. Rounding up gives whole terms, and dividing by terms per year converts that into an expected graduation horizon.
Formulas
Effective credits per term
Effective = enrolled credits x pass rate
Terms remaining
Terms = ceil(credits remaining / effective credits per term)
Worked example
With the default values below, Credit Completion returns Terms still needed of 4. Change any input above and every figure here is recalculated in your browser.
Inputs used
- Credits required to graduateaccepts 1–600
- 120
- Credits already earnedaccepts 0–600
- 68
- Credits you take per termaccepts 1–40
- 15
- Terms per yearaccepts 1–4
- 2
- Expected pass rateaccepts 20–100 %
- 92 %
Results
- Terms still needed
- 4 terms
- Credits still to earn
- 52.0 credits
- Years to completion
- 2.00 years
- Progress through the programme
- 56.7% %
Step by step
- 1Values used
- 2Effective credits per term
- 3Terms remaining
- 4Terms still needed= 4 terms
- 5Credits still to earn= 52.0 credits
- 6Years to completion= 2.00 years
- 7Progress through the programme= 56.7 %
Assumptions and limits
- The result is derived only from the 5 inputs listed above. Anything not among them is not part of the calculation.
- In particular, this calculator does not take inflation, tax or fees or charges into account.
- Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.
Frequently Asked Questions
Why factor in a pass rate?
A single failed course can add a whole term when it is a prerequisite. Assuming a 100% pass rate consistently underestimates time to graduation.
Do summer terms count?
Set terms per year to three or four if you study year-round. The credits-per-term figure should then reflect the lighter summer load rather than the fall figure.