Work out financial runway without job instantly with clear inputs, formula shown and shareable results.
Runway is liquid savings divided by net monthly burn, after any income that would continue and any spending you could realistically cut. Comparing the two runway figures shows how much flexibility the cuts actually buy.
Runway
Burn = reduced expenses - continuing income; runway = liquid savings / burn
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Cash, savings accounts and liquid funds available within days — not retirement accounts or property.
Six months for stable salaried roles, nine to twelve for volatile sectors, single-income households or specialist skills.