Work out job loss preparedness score instantly with clear inputs, formula shown and shareable results.
Preparedness for job loss rests on runway, debt burden, dependants and how quickly your skills can be re-employed. Runway carries the most weight because it is the only factor you can improve quickly and directly.
Preparedness score
Runway 40 points + debt burden 25 + dependants 15 + skill demand 20
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Because loan payments continue regardless of income, so they consume runway faster than any other cost.
Building runway. Reducing debt helps too but takes longer to change the picture materially.