Work out legacy amount projection instantly with clear inputs, formula shown and shareable results.
The legacy is whatever remains after decades of withdrawals and growth. Stating it in today's purchasing power as well as nominal terms matters, because a large nominal figure decades out buys considerably less.
Legacy projection
Balance ← balance × (1 + return) - withdrawal each year; real value deflates the result at 5% inflation
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Because a nominal legacy figure twenty-five years out overstates what it will actually buy by a wide margin.
Yes. A meaningful legacy goal requires a lower withdrawal rate, which is a direct trade against current spending.