Work out school fee projection instantly with clear inputs, formula shown and shareable results.
School fees rise faster than general inflation and are paid annually rather than at the end, so they must be valued as a growing stream. The present value is the lump sum that would fund the whole schooling if invested today.
Fee projection
Total = Σ fee × (1+fee inflation)^year; present value discounts each year's fee at the investment return
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Salaries dominate school costs and rise with local wage growth, typically above the general price index.
For fees more than five years away, partly. Near-term fees should sit in capital-stable assets.