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School Fee Projection Calculator

Work out school fee projection instantly with clear inputs, formula shown and shareable results.

About School Fee Projection Calculator

School fees rise faster than general inflation and are paid annually rather than at the end, so they must be valued as a growing stream. The present value is the lump sum that would fund the whole schooling if invested today.

Formula

Fee projection

Total = Σ fee × (1+fee inflation)^year; present value discounts each year's fee at the investment return

Worked example

With the default values below, School Fee Projection Calculator returns Total Fees Over The Remaining Years of $4,382,791.77. Change any input above and every figure here is recalculated in your browser.

Inputs used

Current Annual Feeminimum 0
250,000
Years Of Schooling Remainingaccepts 1–20
10
Annual Fee Increaseaccepts 0–25 %
10 %
Expected Investment Returnaccepts 0–100 %
10 %

Results

Total Fees Over The Remaining Years
$4,382,791.77
Lump Sum Needed Today To Fund Them
$2,500,000.00
Monthly Saving Required
$31,393.33
Fee In The Final Year
$648,435.62

Step by step

  1. 1Values used
  2. 2Fee projection
  3. 3Total Fees Over The Remaining Years= 4,382,791.77
  4. 4Lump Sum Needed Today To Fund Them= 2,500,000.00
  5. 5Monthly Saving Required= 31,393.33
  6. 6Fee In The Final Year= 648,435.62

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take tax into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.

Frequently Asked Questions

Why is fee inflation so high?

Salaries dominate school costs and rise with local wage growth, typically above the general price index.

Should the fund be invested in equity?

For fees more than five years away, partly. Near-term fees should sit in capital-stable assets.

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