Supplier Financial Health Score Calculator

Work out supplier financial health score instantly with clear inputs, formula shown and shareable results.

About Supplier Financial Health Score Calculator

Supplier financial screening weights liquidity, leverage and profitability. Your share of their revenue matters alongside the score: being a very large customer creates mutual dependency, which is protective in the short run and dangerous if you ever need to exit.

Formulas

Health score

Score = Liquidity x 35% + Leverage x 35% + Profitability x 30%, each scaled 0-100

Scaling anchors

Current ratio 0.8-2.0; D/E 3.0 down to 0; net margin 0-8%

Worked example

With the default values below, Supplier Financial Health Score Calculator returns Supplier financial health score (0-100) of 43.5. Change any input above and every figure here is recalculated in your browser.

Inputs used

Current ratio: 1.4
Debt to equity ratio: 1.8
Net profit margin: 3.2
Your share of their revenue: 22

Results

Supplier financial health score (0-100): 43.5
Risk band: Elevated risk — enhanced monitoring
Dependency position: Significant customer
Liquidity sub-score: 50.0

Step by step

1Values used
2Health score
3Scaling anchors
4Supplier financial health score (0-100)= 43.5
5Risk band= Elevated risk — enhanced monitoring
6Dependency position= Significant customer
7Liquidity sub-score= 50.0

Assumptions and limits

The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
In particular, this calculator does not take inflation, tax, fees or charges or compounding frequency into account.
Figures are rounded for display to 1 decimal place, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Frequently Asked Questions

What if a critical supplier scores poorly?

Increase monitoring frequency, hold strategic inventory, secure tooling and intellectual property, and qualify an alternative before you need it.

Is being a large customer good or bad?

Both. It gives leverage but means your withdrawal could destroy them, which limits your ability to switch and increases their reliance on your payment terms.