Free Job Offer Comparison calculator with clear step-by-step results.
Compares offers on net annual value rather than headline salary: target bonus and employer pension contributions are added as a percentage of base, and commuting cost is subtracted because it is a real, unavoidable cost of taking the role. A lower salary frequently wins once both are counted.
Net value of an offer
Value = base x (1 + bonus rate + employer pension rate) - annual commuting cost
Difference
Difference = Offer A net value - Offer B net value
Only if it reliably pays out. Discount it by your estimate of the payout rate - a 20% target bonus that pays half the time is worth 10%.
Not modelled here because vesting schedules and valuation make it a separate exercise. Value it conservatively and add it to base only once vested and liquid.