Shopify Fee Cost
Free Shopify Fee Cost calculator with clear step-by-step results.
About Shopify Fee Cost
Adds the four layers of a Shopify bill: plan subscription, card processing on revenue, a fixed fee per transaction, and app subscriptions - which for many stores exceed the plan cost itself. The third-party gateway surcharge applies only if you do not use the native payment provider.
Formulas
Processing cost
Processing = revenue x card rate + transactions x fixed fee
Effective rate
Rate % = total monthly cost / monthly revenue x 100
Worked example
With the default values below, Shopify Fee Cost returns Total monthly platform cost of $1,125.00. Change any input above and every figure here is recalculated in your browser.
Inputs used
- Monthly store revenueminimum 0 $
- 30,000 $
- Plan subscriptionminimum 0 $/month
- 79 $/month
- Card processing rateaccepts 0–10 %
- 2.6 %
- Fixed fee per transactionminimum 0 $
- 0.3 $
- Transactions per monthminimum 0
- 420
- Third-party gateway surchargeaccepts 0–3 %
- 0 %
- App subscriptionsminimum 0 $/month
- 140 $/month
Results
- Total monthly platform cost
- $1,125.00
- Payment processing
- $906.00
- Plan and app subscriptions
- $219.00
- Effective cost as a share of revenue
- 3.750% %
Step by step
- 1Values used
- 2Processing cost
- 3Effective rate
- 4Total monthly platform cost= $1,125.00
- 5Payment processing= $906.00
- 6Plan and app subscriptions= $219.00
- 7Effective cost as a share of revenue= 3.750 %
Assumptions and limits
- The result is derived only from the 7 inputs listed above. Anything not among them is not part of the calculation.
- In particular, this calculator does not take inflation, tax or compounding frequency into account.
- Figures are rounded for display to 3 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
- Plan prices, card rates and third-party surcharges vary by country and change periodically. Verify against your current Shopify billing statement.
How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.
Plan prices, card rates and third-party surcharges vary by country and change periodically. Verify against your current Shopify billing statement.
Frequently Asked Questions
When is a higher plan worth it?
When the reduced card rate saves more than the extra subscription. At a 0.4 point rate difference, the break-even is around the revenue where 0.004 x revenue exceeds the plan increase.
Why the third-party gateway surcharge?
Shopify applies an additional percentage when you use an external payment provider instead of its own. It usually outweighs any better rate the external gateway offers.
