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Job Switch Financial Impact Calculator

Work out job switch financial impact instantly with clear inputs, formula shown and shareable results.

About Job Switch Financial Impact Calculator

A job switch looks better on the headline package than in the first year, because forfeited bonuses and unvested equity land entirely in year one. The break-even month is the honest test: how long the new role must last before the move has paid for itself.

Formulas

First-year net gain

First year = (New package - Current package) - Forfeited bonus + Joining bonus

Break-even

Break-even months = (Forfeited - Joining bonus) / Monthly gain

Worked example

With the default values below, Job Switch Financial Impact Calculator returns Net gain in the first year of $250,000.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Current annual package
1,600,000
New annual package
2,000,000
Bonus or vesting forfeited by leaving
300,000
Joining bonus at the new employer
150,000

Results

Net gain in the first year
$250,000.00
Ongoing annual gain
$400,000.00
Months to recover what you forfeit
4.5
Package increase
25.00%

Step by step

  1. 1Values used
  2. 2First-year net gain
  3. 3Break-even
  4. 4Net gain in the first year= 250,000.00
  5. 5Ongoing annual gain= 400,000.00
  6. 6Months to recover what you forfeit= 4.5
  7. 7Package increase= 25.00

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or fees or charges into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Frequently Asked Questions

Should unvested equity count as forfeited?

Yes, at a realistic probability-weighted value. Treating illiquid private equity at paper value overstates what you are giving up.

What if the break-even exceeds a year?

Then you are effectively betting on staying several years. Weigh that against how confident you are in the new role and employer.

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